Equal Housing Opportunity
Ask a Lender, LLC, is pledged to the letter and spirit of the Fair Housing Act and for the achievement of equal housing opportunity throughout the nation. We encourage and support efforts to ensure that there are no barriers to obtaining home financing because of race, national origin, color, religion, sex, age, handicap, marital status or familial status.
The Fair Housing Act prohibits discrimination in the advertising for sale, lease, rental or financing of housing because of race, color, religion, sex, handicap, familial status or national origin. It further prohibits lending decisions based on any prohibited factor, including race, color, religion, sex, handicap, familial status or national origin. Ask a Lender, LLC, encourages and supports an affirmative advertising program in which there are no barriers to obtaining housing because of race, color, religion, sex, handicap, familial status or national origin. Ask a Lender, LLC, will not knowingly accept any advertising which is in violation of the law.
Equal Credit Opportunity Act
The Equal Credit Opportunity Act makes discrimination unlawful with respect to any aspect of a credit application on the basis of race, color, religion, national origin, sex, marital status, age, or because all or part of the applicant's income derives from any public assistance program. Ask a Lender, LLC, encourages equal access to credit; will not knowingly accept advertising that would discourage, on a prohibited basis, a reasonable person from making or pursuing an application for credit; will not, through its search engines and editorial content, discourage potential applicants on a prohibited basis.
State and Local Laws
In addition to the federal anti-discrimination statutes, many state and local governments have enacted regulations prohibiting discrimination in the sale, lease, rental or financing of housing on the basis of the neighborhood the property in which the property is located, sexual orientation, mental or physical illness, political affiliation, lawful source of income, environmental conditions or other characteristics. Contact your state or local housing agency for additional information.
If you have a complaint alleging discrimination in housing finance, you can contact the nearest office of the United States Department of Housing and Urban Development (HUD), by email or by calling HUD's toll free numbers, 1-800-699-9777 (voice) or 1-800-927-9275 (TDD). You also can contact HUD online.
If you have a complaint alleging a lender discriminated against you, complain to the lender. Check with your state’s Attorney General’s office about potential violation of state equal credit opportunity laws. Consider suing the lender in federal district court. You can visit the Consumer Financial Protection Bureau.