Home Refinance Articles

Is 2018 the year to refinance my mortgage?
February 16, 2018

Mortgage rates are on the rise. Should you refinance your mortgage now? Is it a good time to get cash out of your home? Here’s everything you need consider before you refinance your mortgage in 2018.

How to decide between a cash-out refinance or preserving home equity
February 16, 2018

Pulling money out of your home through a cash-out refinance can be an affordable financing option, but there also are benefits to preserving your home equity. Learn whether a cash-out refinance makes sense for you.

7 surefire ways to pay for any remodeling project
February 13, 2018

Remodeling projects can be expensive, but they don’t have to drain your bank account. Here are 7 ways to finance your remodeling project to keep both your house, and your wallet, looking good.

Beware of these 5 shady VA refinance tactics
February 1, 2018

Predatory lenders have been targeting VA mortgage-holders with refinance promotions riddled with fees. Learn what to watch out for when evaluating a refinance offer or unfamiliar lender.

Veterans can save money with a streamline refinance
February 1, 2018

Veterans and service members with a VA home loan can refinance their mortgage through a VA interest rate reduction refinance loan (IRRRL), often called a VA streamline refinance. Understand how IRRRLs work.

Don't refinance your VA loan too soon
February 1, 2018

Veterans Affairs and Congress plan to crack down on rapid-fire refinances known as loan churning and the predatory lenders who target veterans with refinance offers that get them deeper into debt.

Can I refinance my home while in Chapter 13 bankruptcy?
January 17, 2018

You may be able to refinance your mortgage while in Chapter 13 bankruptcy, but the process is complex. In addition to lender approval, you must obtain court permission to refinance. Learn the steps to refinancing your mortgage while you’re in personal bankruptcy.

No mortgage? Here’s how to get cash out of a home that you own
January 9, 2018

No mortgage? You can still refinance to tap into your home equity. Learn how to get cash out of your home when you own your house free and clear.

Can a short refinance help you keep your home?
December 22, 2017

You may have heard of a short sale, but a short refinance can get you out of an underwater mortgage and let you keep your home. Find out more about how short refinances work.

How to refinance a jumbo loan
November 7, 2017   |   Updated: December 28, 2017

You can refinance a jumbo loan, but must first meet strict eligibility requirements. Learn how to refinance a jumbo mortgage.

Choosing between a home equity loan and a cash-out refinance
October 10, 2017   |   Updated: October 16, 2017

When comparing home equity loans and cash-out refinances, borrowers may find one of them more favorable based on factors such as interest rates and closing costs.