Home Mortgages Articles

Regulatory relief bill may open doors at small banks
June 6, 2018   |   Updated: June 8, 2018

The Regulatory relief bill signed by President Trump may not ease loan qualifying standards for borrowers, but it may open the door for community banks and credit unions to originate more home mortgage loans.

How to finance energy efficiency upgrades
June 6, 2018   |   Updated: June 7, 2018

Energy efficiency improvements to a home can be a significant investment, but the savings can be substantial. Whether you want to lower your utility bills or help the environment, check out these tips on how to finance those improvements.

Small mortgage loans: Why are they so hard to find?
June 6, 2018

Home mortgages less than $70,000 are hard to find, but these “small-dollar mortgages” are available through some credit unions, community banks and Community Development Financial Institutions (CDFIs). Learn how to finance your small dream home.

Manufactured homes could gain traction in purchase market
June 1, 2018

Fannie Mae and Freddie Mac, the nation’s largest purchasers of home mortgages, are testing chattel-loan programs that could create more affordable-housing options by making it easier to finance manufactured-home purchases.

Finance your fixer-upper with these home mortgage options
May 24, 2018

Fixer-uppers are becoming an attractive option for first-time homebuyers in this hot housing market. Learn which home mortgages can help you buy a house you can afford and remodel it into the home of your dreams.

Rising home prices forcing more buyers into jumbo loans
May 21, 2018

Read the latest news on jumbo loans, which are becoming increasingly necessary for home purchases in high-priced U.S. cities. Luckily, for consumers, down payments on these extra-large home mortgages are decreasing.

Help for limited English speaking homebuyers
May 18, 2018

When it comes to making a home purchase, especially as a first-time homebuyer, a borrower with limited English skills may have more difficulty getting a home mortgage, but lenders are trying to change that.

Movement Mortgage CCO talks Carolina Homebuying
May 7, 2018

Michelle Donnelly, chief commercial officer of Movement Mortgage, a top company in Ask a Lender’s Best Mortgage Lenders 2018 rankings, discusses the home purchase and home mortgage markets in North Carolina and South Carolina.

HomeBridge president shares homebuyer advice
May 3, 2018

HomeBridge Financial Services is a large home renovation lender focusing on home purchase loans. Company president, Joel Katz, discusses the renewed interest in home renovation home mortgage products and what buyers can do to get ahead of the game.

Home purchase programs for buyers saddled with student loan debt
April 30, 2018

The home mortgage industry is starting to recognize the needs of millennial buyers saddled with student loan debt. Find out about changes to qualification rules and targeted programs that can help.

Guild Mortgage president discusses home mortgages
April 27, 2018

Mary Ann McGarry, president and CEO of Guild Mortgage, a top company in Ask a Lender’s Best Mortgage Lenders 2018 rankings, discusses home mortgage customer service and the state of the home purchase market in Southern California.