January 10, 2018
Biweekly payment plans can accelerate your mortgage payoff date and save on interest payments, but be aware of the different options available.
The myth of the first-time homebuyer loan
January 4, 2018
What is a first-time homebuyer loan? Learn what financing options you have as a first-time buyer and whether you should consider a conventional mortgage.
Busting the myth: You don’t need a 20 percent down payment
January 4, 2018
The 20 percent down payment is a myth. Find out how you can buy a house with less than 20 percent down — and in some cases, for no money down — with an FHA, VA or USDA home loan.
3 ways to pay off your mortgage faster
December 21, 2017 | Updated: December 22, 2017
Have some extra cash to put toward your mortgage? Understand which payment strategies will help you pay off your home loan faster and save you money in the process.
What is loan modification and is it right for me?
December 19, 2017
Behind on your mortgage payments and worrying about default or foreclosure? Loan modification could help. Learn how it works and whether to modify your mortgage.
Mortgage denied? Learn why it happens and what you can do
December 12, 2017
Mortgages are typically denied due to issues with the borrower or property. Learn how to improve your application and get approved for a home loan.
Where is the housing market headed in 2018?
December 4, 2017
The 2018 housing market may see more home-purchase loans and remodels, as well as higher home prices, but interest rates and may negatively affect refinancing. Tax reform also will have major impacts in the nation’s housing markets.
Think carefully before choosing an interest-only mortgage
October 31, 2017 | Updated: November 1, 2017
Interest-only mortgage loans aren’t as prevalent these days, but borrowers with good credit scores and low amounts of debt may have reasons to get one.
Mortgage rate locks: 5 questions to ask before you lock
October 26, 2017 | Updated: October 30, 2017
Locking in an interest rate can help you secure a more affordable mortgage — for a fee or three. Learn what to ask your lender before you lock.
What is mortgage acceleration and should I do it?
October 24, 2017 | Updated: October 30, 2017
Mortgage acceleration, or money merge accounts, can help pay off a mortgage faster, at a cost. Diligent borrowers can get the same savings on their own.
Should you get a 40-year mortgage?
October 24, 2017 | Updated: October 31, 2017
Is there such a thing as a 40- or 50-year mortgage? Learn the risks and benefits of such an arrangement and how to get a 40- or 50-year mortgage.