Home Equity Loans Articles

How to tell if energy efficiency improvements are worth the cost
June 14, 2018

Energy-efficiency improvements are great for the environment and all, but how can you tell if they’re worth the cost? Here is a simple way to determine how long it will take for energy upgrades to pay for themselves.

5 smart-home devices that can lower your utility bills
June 1, 2018

Smart-home technology can actually save you money. Through automation, smart-home devices can improve your home’s energy efficiency and lower your utility bills. Try these five smart devices that can make those savings happen.

7 gadgets for creating a smart home on a budget
May 31, 2018

Want a home as smart as you are — but lack the funds for a complicated setup? Don’t fret. The proliferation of smart devices in every price range has made it easier than ever to create a smart home on a budget. Check out these seven affordable gadgets to get you started.

4 steps to turn your house into a high-tech smart home
May 25, 2018   |   Updated: May 30, 2018

Wondering how to turn your “dumb” house into a smart home? It’s easier than you might think — as long as you know what you’re doing. Follow this step-by-step guide to determine how much help you need and how to pay for all those high-tech upgrades.

HELOCs set to make resurgence
May 14, 2018

A home equity line of credit (HELOCs) could be a borrower’s best options for tapping into the equity built up in their home. With interest rates rising, second mortgages and cash-out refinances are becoming less desirable.

Equity loans lose tax advantages but still have a role for homeowners
February 5, 2018

The new tax reform bill eliminates tax deductions on most home equity loan interest. Whether you have an existing second mortgage or HELOC or are considering tapping your home equity, understand how the tax changes impact you.

How to finance assistive devices and adaptive equipment for the home
January 8, 2018

Assistive devices, adaptive equipment and home modifications for seniors or the disabled can be costly. Here’s how to finance assistive technology upgrades using your home equity, grants or other loan programs.

Budget overruns: Refinance equity loans to finish home improvement projects
November 3, 2017   |   Updated: November 6, 2017

If your home-improvement budget runs dry, you can refinance a home equity loan or home equity line of credit to get the funds you need.

Consider the 3 Bs before tapping into home equity
September 19, 2017   |   Updated: September 19, 2017

If you’re thinking of tapping into your home equity, start by asking yourself, “Why?” Reason it out: consider the 3 Bs (bad, better, best) before you call your lender.

Disaster repairs: combining insurance payouts with home equity
September 5, 2017   |   Updated: September 19, 2017

If your home has been damaged, you may be able to use your insurance payout in conjunction with a home equity loan or line to make repairs.

Funding smart technology for the home requires wise planning
August 17, 2017   |   Updated: May 15, 2018

Be wise when designing and funding your smart home technology. Finding the balance between productive and wow factors helps you make wise funding decisions.