January 9, 2018
Are you at risk of having your wages garnished due to outstanding debt? Learn how debt consolidation may be able to prevent or stop wage garnishment in certain situations.
Why credit scores often drop after you pay off a loan
December 15, 2017
Confused by a drop in your credit score after paying off a loan? Don’t panic — your score will recover. Learn how paying off a loan affects your credit.
How to create and stick to your holiday budget
November 30, 2017
Create a comprehensive holiday budget to enjoy a fun — and financially responsible — festive season. These seven tips show you how.
9 New Year’s superstitions to bring wealth and prosperity
November 28, 2017
New Year’s Eve superstitions abound, and many focus on achieving financial prosperity in the year ahead. Here are 9 superstitions for good fortune.
Debt can help or hurt your credit score, depending on how it’s used
September 22, 2017
See how debt can help or harm your credit score, depending on how things look and how the debt is used.
How to create a budget and stick to it
September 8, 2017
Budgeting 101. It’s difficult to get out of debt if you don’t have a good budget, and one that you can stick with. Here’s how to do it right.
How soft and hard credit inquiries affect your credit score
July 18, 2017 | Updated: September 22, 2017
Understand the difference between a soft credit inquiry and hard credit inquiry, and how to protect your credit while shopping for loans.
Understand the reasoning behind interest rates and APRs
July 6, 2017 | Updated: September 22, 2017
Interest rates and annual percentage rates affect the total amount due on a loan or line of credit, and they vary based on a borrower’s creditworthiness.
Help is available if you can’t resolve a financial dispute
June 29, 2017 | Updated: September 22, 2017
Contacting a company’s customer-service representative can often remedy a finance-related complaint, but there are regulators that will help if you can’t find a solution.
Cosigners: 7 things you need to consider before you get one
June 19, 2017 | Updated: September 22, 2017
When you can’t get credit or a loan on your own, a cosigner can help. What is a cosigner and what are the things you should consider before you ask someone to sign on to your loan?
A beginner’s guide to loans and fees
June 5, 2017 | Updated: September 22, 2017
Loans 101: What you need to know about how loans are structured and priced, from collateral and terms to interest rates and credit scores.