Debt Consolidation Articles

Need help with medical bills? Consider these options
February 15, 2018

Explore the options for dealing with large health-care expenses, including debt-consolidation loans, debt-settlement companies and credit counseling.

Understanding personal bankruptcy: Chapter 7 vs. Chapter 13
January 17, 2018

If you have no reasonable means of repaying your debt, filing for bankruptcy may help you get a fresh start. Learn the difference between Chapter 7 and Chapter 13 bankruptcy and how they impact your existing debt and financial future.

Would consolidating debts help stop a wage garnishment?
January 9, 2018

Are you at risk of having your wages garnished due to outstanding debt? Learn how debt consolidation may be able to prevent or stop wage garnishment in certain situations.

Why credit scores often drop after you pay off a loan
December 15, 2017

Confused by a drop in your credit score after paying off a loan? Don’t panic — your score will recover. Learn how paying off a loan affects your credit.

How to create and stick to your holiday budget
November 30, 2017

Create a comprehensive holiday budget to enjoy a fun — and financially responsible — festive season. These seven tips show you how.

9 New Year’s superstitions to bring wealth and prosperity
November 28, 2017

New Year’s Eve superstitions abound, and many focus on achieving financial prosperity in the year ahead. Here are 9 superstitions for good fortune.

Debt can help or hurt your credit score, depending on how it’s used
September 22, 2017

See how debt can help or harm your credit score, depending on how things look and how the debt is used.

How to create a budget and stick to it
September 8, 2017

Budgeting 101. It’s difficult to get out of debt if you don’t have a good budget, and one that you can stick with. Here’s how to do it right.

How soft and hard credit inquiries affect your credit score
July 18, 2017   |   Updated: September 22, 2017

Understand the difference between a soft credit inquiry and hard credit inquiry, and how to protect your credit while shopping for loans.

Understand the reasoning behind interest rates and APRs
July 6, 2017   |   Updated: September 22, 2017

Interest rates and annual percentage rates affect the total amount due on a loan or line of credit, and they vary based on a borrower’s creditworthiness.

Help is available if you can’t resolve a financial dispute
June 29, 2017   |   Updated: September 22, 2017

Contacting a company’s customer-service representative can often remedy a finance-related complaint, but there are regulators that will help if you can’t find a solution.