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Many factors contribute to lagging homeownership rates for blacks, including credit scores, income levels and disproportionate levels of subprime-loan originations.
More home mortgage loan options to help you
How to establish your credit history from scratch
How does credit factor into a mortgage program
home purchase,down payment assistance,closing costs
You don't have to have perfect credit to purchase a home. Here are a few things to consider if you have less than stellar credit.
Do I need PMI?
6 mortgage mistakes
Ways to qualify for Home ownership
In late Summer, consumer financial company Equifax was hacked affecting 150 million Americans.