Articles

By Victor Whitman,
Ask a Lender
77 Total Articles

Victor Whitman is chief reporter at Scotsman Guide Media and a contributor for Ask a Lender. He has been covering the commercial and residential mortgage industry since early 2015. Prior to Scotsman Guide, Whitman worked for daily newspapers in upstate New York, Texas, Alabama and Arkansas.

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Full disclosure: What are home sellers required to tell buyers?
January 16, 2018

Most states require home sellers to reveal major problems with a property to the buyer that could affect its value or the buyer's decision to purchase the property.


Legal marijuana: where to look for financing
January 5, 2018

A growing array of investors and lenders has emerged to invest in legal pot businesses as the marijuana industry has taken hold.


What to consider when investing in elder homes
December 15, 2017

Senior care facilities located in converted homes have grown in popularity. The business is lucrative, but potential owners first need to clear several hurdles.


Obtain a business credit line to acquire commercial property
December 5, 2017

Acquisition credit lines provide a ready vehicle for investors to purchase rental homes, fix-and-flip properties and other commercial real estate assets.


Defeasance: An alternative way to refinance a commercial loan
November 10, 2017

Defeasance is an alternative method for extinguishing a commercial loan debt in order to refinance a property with better loan terms or to obtain free title to sell the property.


Reasons to refinance your commercial loan
October 31, 2017   |   Updated: November 1, 2017

Commercial mortgage loans can be refinanced to get lower rates, more stable terms or to cash out equity, but the process can be more complicated than a home-loan refinance.


Five steps for refinancing a commercial real estate loan
October 20, 2017   |   Updated: October 23, 2017

Refinancing is a standard part of owning commercial property, but borrowers can take several steps to make the process go smoother.


Be prepared if you want to land a hotel loan
September 28, 2017   |   Updated: October 9, 2017

Hotels construction loans can be hard to find, but not impossible. Here are some basic steps to help builders get approved.


How an apartment loan differs from a home loan
September 27, 2017

What are the differences between multifamily loans are and home loans? Five is the magic number. Learn why.


Two subsidies make or break most affordable-housing projects
September 27, 2017

Affordable multifamily housing projects get help with these two government subsidies. Tax credits and tax-free bonds help developers.