By Victor Whitman,
Ask a Lender
79 Total Articles

Victor Whitman is chief reporter at Scotsman Guide Media and a contributor for Ask a Lender. He has been covering the commercial and residential mortgage industry since early 2015. Prior to Scotsman Guide, Whitman worked for daily newspapers in upstate New York, Texas, Alabama and Arkansas.

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Is it too soon to refinance your VA loan?
February 1, 2018

Predatory lenders target veterans and service members who have VA mortgages to refinance their loans, sometimes misleading borrowers to take a deal that gets them deeper into debt. The U.S. Department of Veterans Affairs and Congress plan to crack down on rapid-fire refinances known as loan churning.

U.S. citizens can find student loan options to study abroad
January 19, 2018

Financing is available for students seeking to study overseas, but the process typically takes longer and involve more hurdles, so start planning early.

Full disclosure: What are home sellers required to tell buyers?
January 16, 2018

Most states require home sellers to reveal major problems with a property to the buyer that could affect its value or the buyer's decision to purchase the property.

Legal marijuana: where to look for financing
January 5, 2018

A growing array of investors and lenders has emerged to invest in legal pot businesses as the marijuana industry has taken hold.

What to consider when investing in elder homes
December 15, 2017

Senior care facilities located in converted homes have grown in popularity. The business is lucrative, but potential owners first need to clear several hurdles.

Obtain a business credit line to acquire commercial property
December 5, 2017

Acquisition credit lines provide a ready vehicle for investors to purchase rental homes, fix-and-flip properties and other commercial real estate assets.

Defeasance: An alternative way to refinance a commercial loan
November 10, 2017

Defeasance is an alternative method for extinguishing a commercial loan debt in order to refinance a property with better loan terms or to obtain free title to sell the property.

Reasons to refinance your commercial loan
October 31, 2017   |   Updated: November 1, 2017

Commercial mortgage loans can be refinanced to get lower rates, more stable terms or to cash out equity, but the process can be more complicated than a home-loan refinance.

Five steps for refinancing a commercial real estate loan
October 20, 2017   |   Updated: October 23, 2017

Refinancing is a standard part of owning commercial property, but borrowers can take several steps to make the process go smoother.

Be prepared if you want to land a hotel loan
September 28, 2017   |   Updated: October 9, 2017

Hotels construction loans can be hard to find, but not impossible. Here are some basic steps to help builders get approved.